1. Free claim and policy review
We read your policy, review the carrier's estimate, and tell you plainly whether your claim is underpaid, under-scoped, or wrongly denied.
Public Adjusting
Your claim, handled by a licensed public adjuster who works for you — not the insurance company.
We document, price, and negotiate your property claim so you get the settlement your policy actually owes. Lowball offer? Denied claim? Buried in paperwork? Start with a free claim review.
How we handle your claim
Three steps from lowball offer to fair settlement
2. Inspect, document, and price
On-site inspection with drone imagery, moisture mapping, and photos, then a full Xactimate estimate of the true scope of damage.
3. Negotiate until it's settled
We handle every call, email, and supplement with the carrier and recover depreciation. You pay a percentage only when you get paid.
Frequently asked questions
What does a public adjuster cost?
We work on a contingency fee — a percentage of the settlement we recover — so there is no upfront cost. The exact percentage is set in your agreement and disclosed in writing before you sign anything.
How is a public adjuster different from the insurance company's adjuster?
The carrier's adjuster works for the insurance company. A licensed public adjuster works only for you, the policyholder, to document the loss and negotiate the settlement your policy owes.
Can you help with a claim that has already been paid or closed?
Often, yes. Many claims can be reopened or supplemented when damage was missed or under-scoped. Send us the claim file and we'll tell you if there's more to recover.
When should I call you instead of my contractor?
Your contractor builds; we handle the claim. If the carrier's estimate doesn't match the real scope of work, the claim is denied, or you're stuck in back-and-forth, that's when a public adjuster earns their fee.
How long does a claim take?
It depends on the loss and the carrier, but most claims move faster with complete documentation up front. We'll give you a realistic timeline after the free review.
Where are you licensed?
We are licensed to practice public adjusting in Arizona and represent Arizona policyholders on residential and commercial property claims. License details are provided in every client agreement.
